VIAGER FREE – rented

RARE Viager libre sur Cissac Médoc – F 73 ans – H 82 ans Buy your rental investment without going through a bank thanks to the seller’s credit

Ages: Woman aged 73 Man aged 82 Bouquet: EUR 150,000 Annuity: EUR 948/month Property value: EUR 310,000

It is currently rented bare with a 3/6/9 lease commencing in December 2024 and a monthly rent of €1,000
In a free life annuity, the purchaser has the option of living in the property personally, providing accommodation for close relations, or renting it out (as at present).

Purchasing a freehold life annuity allows the buyer to benefit from a “credit”, without bank interest, granted by the annuitants and ending at the death of the 2 annuitants (i.e. the annuity to be paid of 948€/month). The 150,000€ bouquet, on the other hand, cannot be financed by a bank; it must come from your own funds!

Property specifications: 130 m² single-storey house with large 1600 m² garden – 60 m² double garage – storeroom – 2 covered terraces. The house comprises: – an entrance hall – a living room – kitchen – a lounge-dining room (40 m²) with open fireplace in the kitchen and a closed hearth fireplace in the lounge – 3 bedrooms (1 with a large 10m2 dressing room) – separate WC – shower room and bathroom. Heating by fireplace with heat distributor and air-conditioning (air-to-air heating/cooling) All amenities within walking distance of the house (supermarket, bakery, post office, pharmacy, medical center, school) 5 min walk away.
Financial analysis: RISK-FREE INVESTMENT: Ideal for rental investment. Pay 150,000 EUR immediately to become the owner, then take advantage of a 0% VENDOR LOAN with a monthly payment of 948EUR. On the other hand, you’ll receive a rent of 1000€. The tenants have been validated and are covered by an unpaid rent guarantee. Rare opportunity 1 hr from Bordeaux, 45 mins from Mérignac, and 30 mins from beaches and lakes (Hourtin-Carcan) 20 mins from Lesparre, 10 mins from Pauillac. Energy consumption: 82 kWh/m²/year Greenhouse gas emissions: 4.2 CO2/m²/year

Fees payable by the vendor. Energy class C, Climate class A. Estimated average annual energy costs for standard use, based on 2009 energy prices: €525.00. Date of completion of ECD: 04-11-2019. Information on the risks to which this property is exposed is available on the Géorisques website: georisques.gouv.fr.
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